Guild Holdings Company is a leading independent mortgage lender in the United States, specializing in residential home loans. Founded in 1960 and headquartered in San Diego, California, the company offers a wide range of mortgage products, including conventional loans, FHA, VA, USDA, and jumbo loans. Guild makes money primarily through the origination and servicing of these loans, earning fees and interest income. The company has a strong reputation for customer service and has grown significantly through strategic acquisitions and organic expansion, making it a prominent player in the mortgage industry.