Afterpay

Afterpay is a financial technology company that offers a "buy now, pay later" service, allowing consumers to purchase items immediately and pay for them in four interest-free installments. The company generates revenue by charging merchants a fee for each transaction and imposing late fees on consumers who miss payments. Founded in 2014 in Australia, Afterpay has rapidly expanded internationally, including significant growth in the U.S. and Europe. In 2021, it was acquired by Square, Inc. (now Block, Inc.), marking a significant milestone in its history.

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