Chime

Chime is a financial technology company that offers banking services through a mobile app, aiming to provide a more user-friendly and accessible banking experience. They make money primarily through interchange fees collected from merchants when customers use their Chime debit cards. Founded in 2013 by Chris Britt and Ryan King, Chime has grown rapidly, emphasizing no-fee banking, early direct deposits, and automatic savings features. The company partners with The Bancorp Bank and Stride Bank to provide FDIC-insured accounts.

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