Citizens Property Insurance

Citizens Property Insurance Corporation is a not-for-profit, government entity established in 2002 to provide property insurance to Florida residents who are unable to find coverage in the private market. They generate revenue through policy premiums paid by their customers. The company was created by the Florida Legislature to ensure that homeowners, particularly in high-risk areas, have access to insurance. Over the years, Citizens has played a crucial role in stabilizing the state's insurance market, especially in the wake of natural disasters like hurricanes.

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