Cred

Cred is a prominent Indian fintech company that focuses on rewarding users for timely credit card bill payments. Founded in 2018 by Kunal Shah, Cred operates as a members-only platform where users earn Cred Coins for paying their credit card bills, which can be redeemed for various offers and rewards. The company generates revenue through partnerships with brands, offering them a platform to promote their products, and by providing financial services like loans and credit score tracking. Known for its sleek user interface and innovative approach, Cred has become a key player in India's digital payment ecosystem, emphasizing financial discipline and consumer benefits.

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