Credit Acceptance

Credit Acceptance is a financial services company specializing in subprime auto lending, helping individuals with limited or poor credit obtain vehicle financing. Founded in 1972, the company partners with auto dealers to offer loan programs that enable customers to improve their credit scores while making regular payments. Credit Acceptance generates revenue through interest on loans and fees associated with financing agreements. Notably, the company has a strong focus on technology and data analytics to manage risk and enhance customer and dealer experiences.

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