OneMain Financial is a leading personal loan provider in the United States, specializing in offering secured and unsecured loans to individuals with less-than-perfect credit. The company generates revenue through interest on loans, origination fees, and insurance products. Founded in 1912 as Commercial Credit, OneMain has a long history of adapting to market changes, including a significant rebranding in 2015. With over 1,500 branches nationwide, OneMain emphasizes personalized customer service and financial education.