PNC Business Credit is a division of PNC Financial Services Group, specializing in providing asset-based lending solutions to middle-market companies. They generate revenue by offering secured loans, revolving credit facilities, and other financial products tailored to businesses' working capital needs. Founded in 1946, PNC has grown through strategic acquisitions and expansions, becoming a significant player in the financial services industry. Candidates should note PNC's emphasis on relationship management and its robust portfolio of financial services.