Texas Windstorm Insurance Association

Texas Windstorm Insurance Association (TWIA) is a not-for-profit insurance provider established to offer wind and hail insurance to property owners in designated coastal areas of Texas. They generate revenue by collecting premiums from policyholders and managing claims efficiently. Founded in 1971 by the Texas Legislature, TWIA serves as the insurer of last resort for those unable to obtain coverage through the private market. The organization plays a critical role in ensuring financial protection against windstorm damage in hurricane-prone regions.

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