USF Federal Credit Union (USF FCU) is a member-owned financial cooperative that provides a range of banking services including savings, checking accounts, loans, and credit cards primarily to the University of South Florida community. They generate revenue through interest on loans, fees for services, and investments. Founded in 1959, USF FCU has grown significantly, emphasizing member service, financial education, and community involvement. They are known for their competitive rates and personalized financial solutions tailored to their members' needs.