Zip Co

Zip Co is a financial technology company specializing in buy now, pay later (BNPL) services, allowing consumers to make purchases and pay for them over time without interest. Founded in Australia in 2013, Zip Co generates revenue primarily through merchant fees and late payment charges. The company has expanded its operations globally, including the U.S. and the U.K., and has acquired several firms to enhance its service offerings. Key historical milestones include its 2015 IPO on the Australian Securities Exchange and its strategic acquisitions, such as QuadPay in 2020.

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