Job summary
Job post source
This job is directly from Citi
Job overview
The ICM Underwriting Associate (C12/AVP) at Citi plays a key role in credit risk management by underwriting and monitoring credit for institutional clients, impacting the firm's risk control and governance.
Responsibilities and impact
The role involves credit analysis, underwriting, drafting Credit Approval Memos, financial analysis, stress testing, and collaborating with banking, risk teams, and regulators to manage credit risk and support strategic initiatives.
Compensation and benefits
The salary range is $96,400 to $144,600 annually, with additional discretionary incentives, retention awards, and comprehensive benefits including medical, dental, vision, 401(k), insurance, wellness programs, and paid time off.
Experience and skills
Candidates need 5-8 years of relevant experience, strong ethics, communication, negotiation, and presentation skills, and a degree in Finance, Economics, Accounting, or Business Administration or equivalent experience.
Work environment and culture
Citi promotes a diverse and inclusive work environment with a focus on ethics, integrity, and collaboration across global teams and regulatory bodies.
Company information
Citi is a global financial institution focused on institutional credit management and risk governance, providing integrated credit underwriting and risk monitoring for wholesale credit.
Team overview
The candidate will join the Institutional Credit Management underwriting team responsible for North American Power and Chemical Industries credit portfolios.
Job location and travel
The position is based in Irving, Texas, United States, with a full-time schedule.
Application process
Applicants must submit their application by July 17, 2025, and can expect consideration without discrimination, with accommodations available for disabilities.
Unique job features
The role offers exposure to global credit risk standards, involvement in strategic projects, and the opportunity to work with diverse stakeholders including regulators and internal audit.
Company overview
Citigroup Inc., commonly known as Citi, is a leading global financial services company headquartered in New York City. It provides a broad range of financial products and services, including consumer banking, credit, corporate and investment banking, securities brokerage, and wealth management. Citi makes money primarily through interest income from loans and credit cards, fees from banking services, and trading and investment activities. Founded in 1812, Citi has a rich history marked by significant mergers, including the 1998 merger with Travelers Group, which expanded its financial services footprint.
How to land this job
Position your resume to highlight your expertise in credit analysis, underwriting, and risk management within institutional credit, emphasizing your ability to manage portfolios and conduct detailed financial assessments aligned with Citi's ICM objectives.
Emphasize experience with credit approval memo drafting, stress testing, and collaboration with cross-functional teams including Corporate Banking, Risk, and Regulatory stakeholders, showcasing your communication and negotiation skills.
Apply through multiple platforms such as Citi's official careers site, LinkedIn, and other job boards that list this role to maximize your application exposure and increase your chances of being noticed.
Connect with current Citi employees in the Institutional Credit Management or Risk Management divisions on LinkedIn; use ice breakers like referencing recent Citi credit risk initiatives, asking about team culture, or inquiring how they navigate credit approval processes at Citi.
Optimize your resume for ATS by incorporating keywords from the job description such as 'credit underwriting,' 'risk management,' 'financial analysis,' 'portfolio monitoring,' and 'credit approval memo,' ensuring your resume passes initial automated screenings.
Utilize Jennie Johnson's Power Apply feature to automate tailoring your resume, identifying the best application channels, and discovering LinkedIn connections to network with, allowing you to focus your time on preparation and interviews.
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