NCMIC

Credit Underwriting Specialist

CLIVE, IAPosted a month ago

Job summary

  • Job post source

    This job is directly from NCMIC

  • Job overview

    The Credit Underwriting Specialist at NCMIC is an entry-level role in the Business Lending Group focused on supporting the credit underwriting process for small commercial loans, impacting the company's lending decisions and risk management.

  • Responsibilities and impact

    The specialist will assist in credit underwriting by reviewing financial statements, analyzing credit risk, generating reports, and applying credit policies for small commercial loans including equipment financing and working capital requests.

  • Experience and skills

    This position is designed for individuals starting their careers in credit analysis and commercial finance, requiring basic knowledge or willingness to learn financial statement review, risk assessment, and credit policy application.

  • Career development

    The role offers hands-on training and mentorship to develop skills in credit analysis and commercial finance, providing a foundation for career growth in lending and underwriting.

Company overview

NCMIC is a financial services company specializing in providing malpractice insurance, business insurance, and financial products primarily to healthcare professionals such as chiropractors, dentists, and physicians. Founded in 1946 and headquartered in Clive, Iowa, NCMIC originally focused on chiropractic malpractice insurance but has since expanded its offerings to include equipment financing, credit card processing, and business consulting services. The company generates revenue through insurance premiums, financial product fees, and service charges. NCMIC is known for its commitment to customer service and industry advocacy, supporting professional associations and educational initiatives. Candidates should be aware of NCMIC’s longstanding reputation for stability, innovation, and dedication to serving niche healthcare markets.

How to land this job

  • Position your resume to emphasize your foundational knowledge of credit analysis, financial statement review, and risk assessment, showcasing your eagerness to grow within commercial finance.

  • Highlight any experience or coursework related to small business lending, equipment financing, or working capital loans, aligning with the job's focus on supporting credit underwriting for these areas.

  • Apply through multiple platforms including NCMIC's corporate career site and LinkedIn to maximize your chances of being noticed for this entry-level role.

  • Connect with current employees in the Business Lending Group at NCMIC on LinkedIn; a good ice breaker could be asking about their experience with mentorship programs or how they started their careers in credit underwriting.

  • Optimize your resume for ATS by incorporating keywords from the job description such as 'credit underwriting,' 'financial statement analysis,' 'risk assessment,' and 'commercial loans' to ensure it passes initial automated screenings.

  • Consider using Jennie Johnson's Power Apply feature to automate tailoring your resume, identify the best application channels, and find relevant LinkedIn contacts, allowing you to focus your time on preparing for interviews and networking effectively.

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