Job summary
Job post source
This job is directly from Stellar Bank
Job overview
The Senior Credit Analyst at Stellar Bank is responsible for analyzing credit information and supporting loan officers to ensure sound lending decisions and compliance with banking regulations.
Responsibilities and impact
The role involves gathering and analyzing financial data, assisting loan officers with loan requests and processing, preparing financial reports, monitoring loan covenants, and maintaining customer relations to promote bank business.
Compensation and benefits
The position offers health care coverage with no waiting period, dental and vision insurance, short-term and long-term disability, annual performance bonuses, 401K with company match, paid vacation, volunteer days, tuition assistance, and other benefits.
Experience and skills
Candidates should have a BBA in Finance or Accounting with formal bank training, knowledge of financial statement and tax return analysis, basic loan processing experience, proficiency in Microsoft Word and Excel, strong communication, organizational skills, and the ability to work independently.
Career development
The job offers opportunities to grow within a supportive culture focused on individual growth, community prosperity, and career advancement at Stellar Bank.
Work environment and culture
Stellar Bank promotes a supportive, relationship-based community banking culture emphasizing respect, diversity, integrity, and customer service excellence.
Company information
Stellar Bank was formed in 2023 from the merger of Allegiance Bank and Community Bank of Texas, focusing on responsive, relationship-based community banking with resources to compete with both large and small banks.
Unique job features
The role includes unique opportunities to engage in community and civic functions, contribute to loan review computerization, and participate in diverse banking activities promoting the bank's image and business growth.
Company overview
Stellar Bank is a financial institution specializing in providing comprehensive banking services, including personal and business banking, loans, mortgages, and investment solutions. The bank generates revenue through interest on loans, service fees, and investment income. Founded in 1990, Stellar Bank has grown significantly, expanding its presence across multiple states and embracing digital banking innovations to enhance customer experience. The company is known for its customer-centric approach and commitment to community development, making it a reputable choice for both clients and potential employees.
How to land this job
Tailor your resume to highlight your expertise in credit analysis, financial statement and tax return analysis, and your knowledge of commercial and consumer loan processing as outlined in the Senior Credit Analyst job description at Stellar Bank.
Emphasize your skills in assisting loan officers with pre-qualification assessments, preparing financial reports, and ensuring compliance with banking policies and regulations to align with the essential duties.
Apply through multiple channels including Stellar Bank's corporate careers page, LinkedIn job postings, and other reputable job boards to maximize your application visibility.
Connect with current employees in the credit analysis or lending divisions at Stellar Bank on LinkedIn; use ice breakers like commenting on recent bank initiatives, asking about their experience with the bank’s credit culture, or inquiring about team collaboration to start a conversation.
Optimize your resume for ATS by incorporating keywords from the job description such as 'credit analysis,' 'loan processing,' 'financial statement analysis,' 'compliance,' and 'risk assessment' to improve your chances of passing automated screenings.
Leverage Jennie Johnson's Power Apply feature to automate tailored applications, identify multiple application portals, and find relevant LinkedIn contacts for networking, allowing you to focus your time on preparing for interviews and skill development.
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