Job summary
Job post source
This job is directly from Lakeside Bank
Job overview
The Credit Analyst at Lakeside Bank assesses financial and real estate data to evaluate loan risks and supports loan decision-making processes.
Responsibilities and impact
The analyst collects and analyzes financial statements, collaborates with loan officers, underwrites various real estate loans, reviews construction draws, and prepares reports with loan recommendations to mitigate risk.
Compensation and benefits
The position offers an annual salary range of $54,000 to $85,000 based on experience, along with comprehensive benefits including multiple medical, dental, vision plans, life and disability insurance, and supplemental insurance options.
Experience and skills
Candidates should have a Bachelor's degree in Accounting, Finance or related field with 1-2 years of related experience, strong analytical skills, proficiency in Microsoft Office, excellent communication, and the ability to work under pressure with attention to detail.
Work environment and culture
Lakeside Bank promotes an inclusive and supportive work environment valuing motivation, judgment, initiative, and effective interpersonal relationships.
Company information
Lakeside Bank is a financial institution offering various banking services and benefits, emphasizing equal opportunity employment and accommodation for disabilities.
Job location and travel
The job is located in Park Ridge/Elmhurst with typical office environment requirements and occasional physical demands.
Unique job features
The role involves detailed financial and real estate loan underwriting with exposure to diverse loan types and requires knowledge of bank loan policies and third-party vendor reports.
Company overview
Lakeside Bank is a community-focused financial institution that provides a range of banking services including personal and business banking, loans, mortgages, and investment products. They generate revenue through interest on loans, service fees, and investment income. Established in 1966, Lakeside Bank prides itself on personalized customer service and a strong commitment to local community development, making it a trusted name in the regions it serves.
How to land this job
Tailor your resume to highlight your expertise in analyzing financial statements, credit data, and real estate loans, emphasizing your proficiency with financial ratios such as cash flow, liquidity, profitability, and leverage.
Showcase your ability to collaborate effectively with loan officers and portfolio managers, and your experience in underwriting various types of real estate loans including multi-family, commercial, and construction loans.
Apply through multiple platforms including Lakeside Bank's official corporate careers page and LinkedIn to maximize your application visibility and reach.
Connect on LinkedIn with professionals in the credit or lending divisions at Lakeside Bank, initiating conversations with ice breakers like commenting on recent bank initiatives or asking about their experience with loan underwriting processes.
Optimize your resume for ATS by incorporating keywords from the job description such as 'credit analysis,' 'financial statement analysis,' 'loan underwriting,' 'risk assessment,' and specific loan types like 'commercial mortgage' and 'construction loans.'
Utilize Jennie Johnson's Power Apply feature to automate tailored applications, find multiple application channels, and identify relevant LinkedIn contacts, allowing you to focus your time on preparing for interviews and networking.
Jennie Johnson works for you!
Here’s what we do to make sure you’re successful:
Targeted Resume Revamp:
We expertly craft your resume to navigate Applicant Tracking Systems (ATS) and showcase your qualifications, making you stand out as a top-tier candidate.
Job Description Dissection:
Unpack the job posting with expert analysis, ensuring your application hits every key requirement.
Bespoke Cover Letter:
Capture the attention of hiring managers with a personalized cover letter that highlights how your skills align perfectly with the job's needs.
Interview Mastery:
Prepare for interviews like a pro with likely questions, strategic answers, and insightful questions for you to ask, setting you apart as an informed candidate.
Direct Application Insights:
Receive tailored advice on the best places to apply, ensuring your applications are seen by the right employers.
Skills and Gaps Assessment:
Identify and close critical skills gaps to position yourself as the best-fit candidate for your ideal job.
Personalized Email Pitch:
Make a memorable first impression with an email template crafted to engage potential employers and initiate meaningful conversations.
In-depth Research Guide:
Leverage comprehensive research tools to gather effective insights on companies, industry trends, and role-specific challenges.
Detailed Company Analysis:
Gain in-depth understanding of your prospective employer, giving you the edge in applications and interviews.
Strategic Candidate Overview:
Understand your unique value and why companies would want to interview you, highlighting your background and positioning.