Job summary
Job post source
This job is directly from OnPath Credit Union
Job overview
The Mortgage Underwriter at OnPath Credit Union is responsible for evaluating and making decisions on mortgage loan applications, ensuring compliance with underwriting standards to support the financial needs of members.
Responsibilities and impact
Daily responsibilities include underwriting various types of mortgage loans, analyzing applicant information, ensuring compliance with standards, and providing quality customer service regarding credit decisions.
Compensation and benefits
The initial salary for this position ranges from $26 to $30 per hour, with potential for growth based on skills and experience, and it is classified as a non-exempt position.
Experience and skills
Candidates should have 3-5 years of recent underwriting experience, proficiency in conventional, FHA, and VA loans, and familiarity with mortgage software and underwriting requirements.
Career development
There is an opportunity for professional growth within the organization for the Mortgage Underwriter role.
Work environment and culture
OnPath Credit Union values empathy, passion, innovation, integrity, and commitment, creating a supportive environment focused on member advocacy.
Company information
OnPath Credit Union is dedicated to providing cost-effective financial services, emphasizing the importance of member needs and community service.
Team overview
The Mortgage Underwriter will join a dedicated team focused on delivering quality financial services to members, fostering collaboration across departments.
Job location and travel
The position is based at the corporate office in Metairie and is classified as hybrid, requiring in-office work 2 or more days a week.
Unique job features
This role offers the chance to work with a variety of mortgage products and requires adherence to strict compliance standards.
Company overview
OnPath Credit Union is a member-owned financial institution based in Louisiana, providing a range of banking and financial services such as savings accounts, loans, mortgages, and credit cards. Originally founded in 1961 as ASI Federal Credit Union, it rebranded to OnPath Credit Union in 2019 to better reflect its mission of guiding members toward financial success. The credit union generates revenue through interest on loans, fees for financial services, and investment income. With a strong focus on community engagement, it emphasizes financial education and support for underserved populations, aligning with its cooperative principles.
How to land this job
Tailor your resume to showcase your 3-5 years of recent underwriting experience, emphasizing your proficiency in conventional, FHA, and VA loans, as well as your knowledge of FNMA and FHLMC guidelines.
Highlight your analytical skills in evaluating creditworthiness and property characteristics, as these are critical for the Mortgage Underwriter role.
Apply through multiple channels, including OnPath Credit Union's corporate site and LinkedIn, to maximize your application reach.
Connect with professionals in the mortgage division at OnPath Credit Union on LinkedIn, using ice breakers such as asking about their experience with specific loan types or inquiring about team dynamics and culture.
Optimize your resume for ATS systems by incorporating keywords from the job description, such as 'underwriting standards,' 'creditworthiness,' and 'loan compliance' to ensure your application gets noticed.
Utilizing Jennie Johnson's Power Apply feature can streamline your application process, allowing you to efficiently tailor your resume, find the best application channels, and identify valuable LinkedIn connections to network with.
Jennie Johnson works for you!
Here’s what we do to make sure you’re successful:
Targeted Resume Revamp:
We expertly craft your resume to navigate Applicant Tracking Systems (ATS) and showcase your qualifications, making you stand out as a top-tier candidate.
Job Description Dissection:
Unpack the job posting with expert analysis, ensuring your application hits every key requirement.
Bespoke Cover Letter:
Capture the attention of hiring managers with a personalized cover letter that highlights how your skills align perfectly with the job's needs.
Interview Mastery:
Prepare for interviews like a pro with likely questions, strategic answers, and insightful questions for you to ask, setting you apart as an informed candidate.
Direct Application Insights:
Receive tailored advice on the best places to apply, ensuring your applications are seen by the right employers.
Skills and Gaps Assessment:
Identify and close critical skills gaps to position yourself as the best-fit candidate for your ideal job.
Personalized Email Pitch:
Make a memorable first impression with an email template crafted to engage potential employers and initiate meaningful conversations.
In-depth Research Guide:
Leverage comprehensive research tools to gather effective insights on companies, industry trends, and role-specific challenges.
Detailed Company Analysis:
Gain in-depth understanding of your prospective employer, giving you the edge in applications and interviews.
Strategic Candidate Overview:
Understand your unique value and why companies would want to interview you, highlighting your background and positioning.