Job summary
Job post source
This job is directly from CrossCountry Mortgage, LLC
Job overview
The Credit Policy Analyst at CrossCountry Mortgage supports credit policy development and administration, impacting the company's mortgage underwriting standards and compliance.
Responsibilities and impact
The role involves reviewing and communicating credit policy updates, collaborating with various departments, analyzing agency guidelines, drafting communications, ensuring documentation compliance, and supporting policy improvements.
Compensation and benefits
The position offers an annual salary range of $85,000-$90,000 with potential bonuses, along with a competitive benefits package including medical, dental, vision, 401K, short-term disability, employee assistance, and wellness programs.
Experience and skills
Candidates need a Bachelor's degree or equivalent, 10+ years in residential mortgage underwriting or credit risk, loan quality audit experience, strong analytical and communication skills, and proficiency in Microsoft Office; Encompass LOS experience is a plus.
Career development
CrossCountry Mortgage emphasizes career growth with a supportive culture and opportunities for advancement within a fast-growing company.
Work environment and culture
The company culture is entrepreneurial, transparent, supportive, and values diversity and inclusion, fostering employee engagement and collaboration.
Company information
CrossCountry Mortgage is a leading distributed retail mortgage lender with over 7,000 employees and 700 branches nationwide, recognized for rapid growth and a strong workplace culture.
Team overview
The analyst reports to the AVP of Credit Policy and collaborates with Operations, Secondary Marketing, and Servicing departments.
Application process
Applicants are encouraged to apply via the company's career site careersatccm.com; additional application details are not specified.
Unique job features
The role involves working with diverse agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA) and requires maintaining audit trail compliance, distinguishing it within mortgage credit policy roles.
Company overview
CrossCountry Mortgage, LLC is a full-service mortgage lender that offers a wide range of home financing solutions, including conventional loans, FHA loans, VA loans, and refinancing options. Founded in 2003 and headquartered in Brecksville, Ohio, the company has grown significantly, establishing a strong presence nationwide with numerous branch locations. CrossCountry Mortgage generates revenue through loan origination fees, interest income, and servicing fees. The company is known for its customer-centric approach and has received various industry accolades for its service and growth.
How to land this job
Position your resume to emphasize your extensive experience in residential mortgage underwriting and credit risk, highlighting familiarity with FHA, VA, USDA, Conventional, Non-Agency, and Non-QM guidelines as key qualifications for CrossCountry Mortgage, LLC's Credit Policy Analyst role.
Highlight your skills in loan quality audits, data analysis, and your ability to communicate complex agency and investor guideline updates clearly, as these are critical responsibilities outlined in the job description.
Apply through multiple platforms including CrossCountry Mortgage's corporate careers site, LinkedIn, and other job boards where the position is posted to maximize your visibility and chances of being noticed.
Connect with professionals in CrossCountry Mortgage's Credit Policy or Operations divisions on LinkedIn; start conversations with ice breakers such as asking about recent policy updates they've worked on or expressing interest in how the company maintains compliance with evolving mortgage guidelines.
Optimize your resume for ATS by incorporating specific keywords from the job description like 'credit policy,' 'underwriting criteria,' 'agency guidelines,' 'loan quality audit,' and 'mortgage underwriting' to ensure it passes automated screenings effectively.
Use Jennie Johnson's Power Apply feature to automate applying through multiple channels, tailor your resume with relevant keywords, and identify LinkedIn contacts to network with, freeing up your time to focus on preparing for interviews and other job search activities.
Jennie Johnson works for you!
Here’s what we do to make sure you’re successful:
Targeted Resume Revamp:
We expertly craft your resume to navigate Applicant Tracking Systems (ATS) and showcase your qualifications, making you stand out as a top-tier candidate.
Job Description Dissection:
Unpack the job posting with expert analysis, ensuring your application hits every key requirement.
Bespoke Cover Letter:
Capture the attention of hiring managers with a personalized cover letter that highlights how your skills align perfectly with the job's needs.
Interview Mastery:
Prepare for interviews like a pro with likely questions, strategic answers, and insightful questions for you to ask, setting you apart as an informed candidate.
Direct Application Insights:
Receive tailored advice on the best places to apply, ensuring your applications are seen by the right employers.
Skills and Gaps Assessment:
Identify and close critical skills gaps to position yourself as the best-fit candidate for your ideal job.
Personalized Email Pitch:
Make a memorable first impression with an email template crafted to engage potential employers and initiate meaningful conversations.
In-depth Research Guide:
Leverage comprehensive research tools to gather effective insights on companies, industry trends, and role-specific challenges.
Detailed Company Analysis:
Gain in-depth understanding of your prospective employer, giving you the edge in applications and interviews.
Strategic Candidate Overview:
Understand your unique value and why companies would want to interview you, highlighting your background and positioning.