Job summary
Job post source
This job is directly from Service One Credit Union
Job overview
The Credit Analyst-Loan Underwriter at Service One Credit Union is responsible for analyzing and underwriting consumer, small business, and commercial loans to support effective lending operations and compliance.
Responsibilities and impact
The role involves underwriting new loan requests, reviewing financial statements, performing credit analysis, ensuring compliance with lending policies, preparing loan documents, coordinating with lending staff, and managing loan portfolios including collections and reporting.
Experience and skills
Requires a bachelor's degree preferred, at least two years of financial services experience, and one year of mortgage or consumer underwriting experience preferred, with strong financial analysis, communication, and organizational skills.
Work environment and culture
The position supports and promotes the Credit Union's Vision, Mission, Culture, and Core Values, emphasizing teamwork and cooperation.
Company information
Service One Credit Union is a financial institution focused on lending and member services, emphasizing compliance and member support.
Unique job features
The job includes responsibilities for a wide range of lending activities including consumer, commercial, and mortgage loans, with a focus on compliance and quality control.
Company overview
Service One Credit Union is a member-owned financial cooperative that provides a range of banking services including savings and checking accounts, loans, mortgages, and investment options. They generate revenue primarily through interest on loans, service fees, and investment income. Founded in 1963, the credit union has a strong community focus, offering personalized financial solutions and educational resources to its members. Key historical milestones include their expansion of services and adoption of digital banking technologies to enhance customer experience.
How to land this job
Tailor your resume to highlight your experience with loan underwriting, financial statement analysis, and compliance with lending policies, emphasizing your ability to manage consumer, small business, and commercial loan portfolios effectively.
Focus on showcasing your skills in analyzing corporate and individual financial statements, preparing loan disclosures, and coordinating with lending staff to process and fund loans, as these are key responsibilities for this role.
Apply through multiple channels including Service One Credit Union's corporate careers page and LinkedIn to maximize your application visibility and chances of being noticed.
Connect with current employees in the lending or credit analysis departments at Service One Credit Union on LinkedIn; start your message by referencing recent company initiatives or expressing genuine interest in their approach to loan underwriting and credit risk management.
Optimize your resume for ATS by incorporating keywords from the job description such as 'loan underwriting,' 'financial statement analysis,' 'compliance,' 'loan disclosures,' and 'credit risk assessment' to ensure it passes automated screening.
Leverage Jennie Johnson's Power Apply feature to automate tailored applications, identify multiple application platforms, and find relevant LinkedIn contacts, allowing you to focus more on preparing for interviews and networking effectively.
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