Job summary
Job post source
This job is directly from United Community
Job overview
The Portfolio Manager at United Community manages larger commercial credits to ensure portfolio soundness, profitability, and growth, playing a key role in supporting commercial lending and client relationships.
Responsibilities and impact
The role involves managing commercial credit portfolios, providing credit and sales support, analyzing financial statements, preparing credit analysis packages, assisting in loan underwriting and closing, and identifying cross-sell opportunities.
Experience and skills
Candidates should have a bachelor's degree in finance or accounting preferred, 5+ years of commercial lending experience, proficiency in credit policy, banking regulations, financial analysis, and strong communication and organizational skills.
Work environment and culture
The company values a strong credit culture and equal opportunity employment, emphasizing compliance and inclusivity in a full-time, non-remote work environment.
Company information
United Community is a financial institution focused on commercial lending and portfolio management, committed to operational excellence and growth.
Job location and travel
This is a full-time, non-remote position requiring on-site work.
Unique job features
The position includes responsibilities such as preparing commitment letters, reviewing loan documents, and assisting lenders with prospecting efforts, highlighting a comprehensive role in commercial lending.
Company overview
United Community is a financial services company primarily focused on providing banking solutions, including personal and business banking, mortgage services, and investment management. They generate revenue through interest on loans, service fees, and investment income. Founded in 1950, United Community has grown through strategic acquisitions and a commitment to community-oriented banking, emphasizing personalized customer service and local economic development. Their history of stability and growth makes them a reputable employer in the financial sector.
How to land this job
Position your resume to emphasize your experience managing larger commercial credits, highlighting your ability to ensure portfolio soundness, profitability, and growth, which aligns directly with United Community's core needs for a Portfolio Manager.
Focus on showcasing your skills in credit analysis, including analyzing complex financial statements and preparing detailed credit packages, as well as your proficiency with loan documentation and underwriting processes.
Apply through multiple platforms such as United Community’s official corporate careers page and LinkedIn to maximize your chances of visibility and consideration for the role.
Connect with current employees or hiring managers within United Community’s Commercial Lending or Portfolio Management teams on LinkedIn; use ice breakers like commenting on recent company growth initiatives or asking about their experience managing client relationships and cross-selling strategies.
Optimize your resume for ATS by incorporating keywords from the job description such as 'commercial lending,' 'credit analysis,' 'loan documentation,' 'portfolio management,' and 'financial statement analysis' to ensure your resume passes initial automated screenings.
Leverage Jennie Johnson’s Power Apply feature to automate tailored applications across multiple sites and identify relevant LinkedIn contacts for networking, freeing you to focus on preparing for interviews and refining your professional narrative.
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