Job summary
Job post source
This job is directly from BMO U.S.
Job overview
The Retail Relationship Banker at BMO U.S. delivers exceptional customer service by identifying financial needs and providing tailored banking solutions to grow customer loyalty and achieve business goals.
Responsibilities and impact
The role involves proactively engaging customers to assess needs, recommending financial products including lending and investments, supporting transactions, generating new business, ensuring compliance with regulations, managing risk, and collaborating within the branch team to enhance the customer experience.
Compensation and benefits
The salary ranges from $41,714 to $65,000 annually, with potential commissions, performance incentives, bonuses, health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans offered by BMO.
Experience and skills
Candidates typically need 2-3 years of relevant experience, a post-secondary degree or equivalent, lending qualifications, knowledge of personal and small business banking products, consultative sales experience, strong interpersonal and problem-solving skills, and proficiency with digital tools.
Career development
BMO provides in-depth training, coaching, manager support, and network-building opportunities to help employees grow their skills and advance their careers.
Work environment and culture
BMO values diversity, inclusion, and equal opportunity, fostering a respectful environment where employees are supported and encouraged to make an impact from day one.
Company information
BMO is a financial group committed to creating positive change for customers, communities, and employees through innovation and collaboration, powering economic growth globally.
Team overview
The candidate will join a collaborative and versatile branch and market team, working across multiple branches or channels as needed to meet market demands.
Job location and travel
The position may require working at multiple branches or through various channels with a flexible schedule that varies weekly in days, hours, and shifts.
Application process
Applicants must submit resumes directly to BMO; unsolicited resumes from recruiters without a valid agency agreement will not be accepted. Reasonable accommodations are available for applicants with disabilities upon request.
Unique job features
The role includes unique responsibilities such as acting as a consumer loan originator under federal regulations, requiring specific registrations and compliance checks, distinguishing it from similar banking positions.
Company overview
BMO U.S. is the American division of the Bank of Montreal (BMO), a leading North American financial services provider. They offer a wide range of banking products and services, including personal and commercial banking, wealth management, and investment banking. BMO U.S. generates revenue through interest on loans, fees for financial services, and investment income. The company has a significant history, having been established in 1817, and has grown through strategic acquisitions and expansions in the U.S. market.
How to land this job
Position your resume to showcase your consultative sales experience, customer engagement skills, and knowledge of personal and small business financial products, emphasizing your ability to deliver personalized banking solutions and exceptional service.
Highlight your expertise in needs-based assessments, risk management, compliance with lending regulations, and your ability to collaborate within a team environment to achieve business objectives.
Apply through multiple channels including BMO U.S.'s official careers website, LinkedIn, and other job boards where the position is posted to maximize your application visibility.
Connect with current Retail Relationship Bankers or team members in BMO’s branch network on LinkedIn; use ice breakers like commenting on recent BMO community initiatives or asking about their approach to customer engagement and digital banking solutions.
Optimize your resume for ATS by incorporating keywords such as 'needs-based assessments,' 'financial solutions,' 'risk management,' 'compliance,' 'consumer loans,' and 'customer experience' to ensure it passes automated screenings.
Leverage Jennie Johnson's Power Apply feature to automatically tailor your resume, identify all relevant application portals, and find LinkedIn contacts for networking, allowing you to focus your time on preparing for interviews and refining your skills.
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