Job summary
Job post source
This job is directly from OnPath Credit Union
Job overview
The Mortgage Loan Processor II at OnPath Credit Union manages mortgage loan applications from submission to final approval, ensuring compliance and timely closings to support member financial success.
Responsibilities and impact
The role involves managing a pipeline of 15-20 loans, reviewing loan files for accuracy, validating borrower documentation, submitting files to underwriting, communicating with stakeholders, ordering third-party services, and maintaining records in the Loan Origination System.
Compensation and benefits
The position offers a salary range of $22.91 to $28.64 per hour based on experience, a competitive compensation package, medical, dental, life insurance, 401(K) plan, paid vacation, wellness, and sick time.
Experience and skills
Candidates need 3-4+ years of mortgage loan processing experience with conventional and government loans, knowledge of TRID, RESPA, TILA regulations, proficiency with Loan Origination Systems like Encompass or Empower, strong attention to detail, and excellent communication skills.
Work environment and culture
OnPath Credit Union values exceptional service, teamwork, and a sales-driven, motivated environment, recognized as a Top 40 Place to Work for eleven years.
Company information
OnPath Credit Union is a well-established financial institution recognized for exceptional service and employee satisfaction, providing personalized financial solutions to its members.
Job location and travel
This is a hybrid position requiring at least two days per week in the office, with work performed primarily indoors in a climate-controlled environment.
Unique job features
The job offers a hybrid work model, a focus on compliance with federal and state mortgage regulations, and the opportunity to work with a supportive team in a recognized top workplace.
Company overview
OnPath Credit Union is a member-owned financial institution based in Louisiana, providing a range of banking and financial services such as savings accounts, loans, mortgages, and credit cards. Originally founded in 1961 as ASI Federal Credit Union, it rebranded to OnPath Credit Union in 2019 to better reflect its mission of guiding members toward financial success. The credit union generates revenue through interest on loans, fees for financial services, and investment income. With a strong focus on community engagement, it emphasizes financial education and support for underserved populations, aligning with its cooperative principles.
How to land this job
Tailor your resume to highlight your 3-4+ years of mortgage loan processing experience, emphasizing your proficiency with conventional and government loan products like FHA, VA, and USDA.
Showcase your knowledge of mortgage compliance regulations such as TRID, RESPA, TILA, and your experience using Loan Origination Systems like Encompass or Empower to demonstrate your technical capability.
Apply to the Mortgage Loan Processor II position through multiple platforms including OnPath Credit Union's official career page and LinkedIn to maximize your application visibility and chances.
Connect with current employees in the mortgage or loan processing division at OnPath Credit Union on LinkedIn, using ice breakers such as commenting on the company's long-standing reputation as a Top 40 Place to Work or asking about their experience with the hybrid work model to start a meaningful conversation.
Optimize your resume for ATS by incorporating keywords from the job description such as 'mortgage loan processing,' 'loan origination system,' 'TRID compliance,' 'borrower documentation analysis,' and 'pipeline management' to improve screening outcomes.
Leverage Jennie Johnson's Power Apply feature to automate tailored applications, identify the best online platforms for submission, and find relevant LinkedIn contacts, allowing you to focus your energy on preparing for interviews and networking effectively.
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