Job summary
Job post source
This job is directly from 1st Security Bank of Washington
Job overview
The Credit Analyst I at 1st Security Bank of Washington conducts credit analysis to support lending decisions and portfolio management, ensuring risk is mitigated while contributing to loan growth.
Responsibilities and impact
The role involves preparing and presenting credit requests, analyzing commercial and real estate credit, maintaining loan quality through monitoring, assessing financial information of borrowers, collaborating with team members, and managing loan documentation and deadlines.
Compensation and benefits
The position offers full medical, dental, and vision coverage, life and long-term disability insurance, a 401K matching program, and paid sick and vacation time.
Experience and skills
Candidates need a Bachelor's degree in Business, Finance, or Accounting or equivalent experience, 2-5 years in credit underwriting and loan structuring, sales and customer service experience in financial services, knowledge of SBA products is a plus, strong analytical skills, communication skills, and proficiency in Microsoft Office.
Career development
The bank promotes professional growth and career excellence in a supportive environment that values teamwork and inclusiveness.
Work environment and culture
1st Security Bank values relationships, teamwork, diversity, ethics, accountability, and community involvement, fostering a safe, friendly, and progressive workplace.
Company information
1st Security Bank of Washington is a highly rated regional bank recognized for its workplace culture and financial stability, serving the Puget Sound area with a focus on customer service and community support.
Team overview
The candidate will work closely with Team Leaders, Relationship Managers, and Credit Administration in a collaborative team environment.
Job location and travel
The position is full-time and located in the Mountlake Terrace (Redstone II) office, requiring in-office presence.
Unique job features
The job offers the opportunity to work at a bank recognized as one of Puget Sound's Best Places to Work for nine consecutive years, with a strong emphasis on client experience and ethical banking practices.
Company overview
1st Security Bank of Washington is a community bank that provides a range of financial services including personal and business banking, mortgage lending, and wealth management. Founded in 1936, the bank has grown to serve customers through multiple branches across Washington state. They generate revenue through interest on loans, service fees, and investment income. The bank emphasizes personalized customer service and community involvement, making it a significant player in local economic development.
How to land this job
Position your resume to highlight your credit analysis skills, including experience with loan structuring, underwriting, and portfolio management, as these are central to the Credit Analyst I role at 1st Security Bank of Washington.
Emphasize your knowledge of commercial, construction, and real estate credit, as well as your ability to assess liquidity, leverage, and cash flow, while showcasing strong organizational skills and teamwork.
Apply through multiple platforms such as the 1st Security Bank corporate career site, LinkedIn, and other job boards where the position is listed to maximize your application visibility.
Connect with current employees in the credit or lending divisions at 1st Security Bank on LinkedIn; start conversations by referencing the bank’s core values or recent awards, or by asking about the team culture and growth opportunities.
Optimize your resume for ATS by incorporating keywords from the job description like 'credit analysis,' 'loan structuring,' 'portfolio management,' 'risk rating,' and 'financial statement spreads' to ensure it passes initial automated screenings.
Use Jennie Johnson's Power Apply feature to automate tailored applications, identify multiple job posting locations, and discover LinkedIn contacts to network with, allowing you to focus your time on interview preparation and skill enhancement.
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