Job summary
Job post source
This job is directly from Volvo Financial Services
Job overview
The Retail Credit Analyst at Volvo Financial Services supports dealers and customers in underwriting and credit approvals for truck, construction, and bus industries, impacting financing solutions and sustainable transport initiatives.
Responsibilities and impact
The role involves underwriting credit, negotiating deals, providing financing solutions, reviewing credit information, ensuring compliance, and supporting dealers and sales teams to facilitate equipment delivery and risk management.
Compensation and benefits
The position offers competitive compensation, generous earned time off, 401k with company match, and health, vision, and dental insurance benefits.
Experience and skills
Candidates should have a BA/BS or equivalent experience with 5+ years in loan or lease underwriting, credit analysis, financial statement spreading, and strong communication skills, preferably in a fast-paced environment.
Career development
Volvo Financial Services supports personal development and growth to help employees achieve their career aspirations within a diverse and inclusive environment.
Work environment and culture
The company culture emphasizes care, inclusiveness, empowerment, teamwork, and innovation, with an on-site work environment that allows occasional flexibility.
Company information
Volvo Financial Services is the captive finance arm of the Volvo Group, providing financial services to customers and dealers in over 50 markets, focusing on sustainable transport solutions.
Team overview
The candidate will join a dynamic, fast-paced retail credit team in Greensboro, reporting to the Retail Credit Manager, collaborating closely with dealers and sales channel leaders.
Job location and travel
The position is on-site in Greensboro with some occasional travel required, and flexibility managed by leadership.
Application process
Applicants are encouraged to apply online as mail applications are not accepted; all qualified candidates will be considered without discrimination.
Unique job features
The role offers the opportunity to work on EMobility financing solutions and be part of a team driving sustainability in transportation with innovative credit processes.
Company overview
Volvo Financial Services (VFS) is the global finance arm of the Volvo Group, providing financial solutions to customers and dealers of Volvo Group products, including trucks, buses, construction equipment, and marine and industrial engines. They generate revenue through financing options such as loans, leases, and insurance services tailored to meet the needs of their clients. Established in 2001, VFS has a significant presence in over 40 countries, supporting the Volvo Group's mission to drive prosperity through transport and infrastructure solutions.
How to land this job
Tailor your resume to emphasize your experience in retail or commercial underwriting, loan or lease analysis, and credit risk management, highlighting your ability to assess credit bureau information and structure financing solutions.
Showcase your strong communication skills, ability to build relationships with dealers and sales teams, and experience negotiating credit approvals or financing terms to demonstrate your fit for this collaborative and client-facing role.
Apply through multiple channels including the Volvo Financial Services corporate careers site and LinkedIn to maximize your application reach and visibility for the Retail Credit Analyst position.
Connect with current employees in the Retail Credit or Finance divisions at Volvo Financial Services on LinkedIn, using ice breakers such as commenting on recent company sustainability initiatives or asking about their experience working with EMobility financing solutions.
Optimize your resume for ATS by incorporating keywords from the job description like 'credit underwriting,' 'financial statement analysis,' 'credit risk,' 'dealer relationships,' and 'EMobility financing,' ensuring your resume passes initial automated screenings.
Leverage Jennie Johnson's Power Apply feature to automate tailored applications, identify multiple application portals, and find relevant LinkedIn contacts to network with, allowing you to focus more effectively on preparing for interviews and skill development.
Jennie Johnson works for you!
Here’s what we do to make sure you’re successful:
Targeted Resume Revamp:
We expertly craft your resume to navigate Applicant Tracking Systems (ATS) and showcase your qualifications, making you stand out as a top-tier candidate.
Job Description Dissection:
Unpack the job posting with expert analysis, ensuring your application hits every key requirement.
Bespoke Cover Letter:
Capture the attention of hiring managers with a personalized cover letter that highlights how your skills align perfectly with the job's needs.
Interview Mastery:
Prepare for interviews like a pro with likely questions, strategic answers, and insightful questions for you to ask, setting you apart as an informed candidate.
Direct Application Insights:
Receive tailored advice on the best places to apply, ensuring your applications are seen by the right employers.
Skills and Gaps Assessment:
Identify and close critical skills gaps to position yourself as the best-fit candidate for your ideal job.
Personalized Email Pitch:
Make a memorable first impression with an email template crafted to engage potential employers and initiate meaningful conversations.
In-depth Research Guide:
Leverage comprehensive research tools to gather effective insights on companies, industry trends, and role-specific challenges.
Detailed Company Analysis:
Gain in-depth understanding of your prospective employer, giving you the edge in applications and interviews.
Strategic Candidate Overview:
Understand your unique value and why companies would want to interview you, highlighting your background and positioning.