Job summary
Job post source
This job is directly from First Citizens Bank
Job overview
The Mortgage Banker Market Specialist role at First Citizens Bank focuses on originating diverse mortgage products to support fair lending and community goals while driving loan production and revenue.
Responsibilities and impact
The role involves interviewing applicants for mortgage qualification, submitting and coordinating loan applications, representing the bank in sales and outreach to generate leads, and maintaining expertise in mortgage products and regulations.
Compensation and benefits
The position offers a base pay generally between $23 and $24 per hour, with actual pay based on experience and location, plus potential variable incentives, bonuses, and a competitive benefits program detailed on the company's website.
Experience and skills
Candidates need a Bachelor's degree with 2 years of mortgage origination or sales experience, or a High School diploma with 6 years of experience, must complete federal registration per the SAFE Act, hold a valid driver's license, and be bilingual in Spanish with strong sales and relationship management skills.
Job location and travel
The job requires frequent driving to various offices and customer locations; a bank car is not provided.
Unique job features
The position uniquely supports diverse lending initiatives and community goals, requiring bilingual skills and compliance with federal mortgage regulations.
Company overview
First Citizens Bank is a financial institution that provides a range of banking services including personal banking, business banking, and wealth management. They generate revenue through interest on loans, fees for services, and investment income. Founded in 1898, the bank has a long history of stability and growth, and it has expanded significantly through strategic acquisitions, including the recent acquisition of CIT Group in 2022, enhancing its commercial banking capabilities.
How to land this job
Position your resume to highlight your experience in mortgage origination and sales, emphasizing your ability to work with diverse communities and knowledge of government and conventional mortgage products.
Focus on showcasing your skills in client interviewing, loan qualification, and counseling on mortgage options, as well as your coordination with loan processors and underwriters to ensure smooth closings.
Apply through multiple channels, including First Citizens Bank's official careers page and LinkedIn, to maximize your application visibility and reach.
Connect with professionals in the mortgage lending or community banking divisions at First Citizens Bank on LinkedIn; start conversations by complimenting their recent community outreach efforts or asking about their experience with the bank's diverse lending programs.
Optimize your resume for ATS by incorporating keywords from the job description such as 'mortgage origination,' 'loan processing,' 'government loan products,' 'bilingual Spanish,' and 'relationship management' to ensure it passes initial screenings.
Leverage Jennie Johnson's Power Apply feature to automate tailored applications, identify multiple application portals, and facilitate networking connections, saving you valuable time during your job search.
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