Job summary
Job post source
This job is directly from First United Bank
Job overview
The Credit Analyst II at First United Bank is responsible for analyzing and monitoring the financial condition and creditworthiness of individuals and businesses applying for credit, impacting the bank's risk management and lending decisions.
Responsibilities and impact
The role involves analyzing loan data, preparing credit memos and reports, managing financial information files, advising Loan Officers, performing credit inquiries, and communicating effectively with bank management to support credit decisions and risk management.
Experience and skills
Requires a Bachelor's degree in Finance, Accounting or related field, 1-4 years banking experience, 2-3 years commercial underwriting experience in commercial real estate and C&I loans, strong financial analysis and Excel skills, and good communication and problem-solving abilities.
Work environment and culture
The company values professionalism, adherence to policies, teamwork, quality, and initiative, with a supportive environment for learning and growth in the banking profession.
Company information
First United Bank is a financial institution focused on banking services with a commitment to equal employment opportunity and accommodating applicants with disabilities.
Job location and travel
The position is located in Plano-Parkwood with an office environment and support for applicants with disabilities.
Application process
Applicants unable to complete applications due to disabilities can contact HR via email for assistance; the company is an Equal Opportunity Employer.
Unique job features
The job involves managing credit relationships typically ranging from $500,000 to $2,000,000 and contributing to bank-wide projects with detailed instructions.
Company overview
First United Bank is a community-focused financial institution offering a range of banking services, including personal and business banking, loans, mortgages, and wealth management. They generate revenue through interest on loans, fees for banking services, and investment income. Founded in 1900, the bank has a long history of serving local communities with a commitment to personalized customer service and community involvement.
How to land this job
Position your resume to highlight your experience analyzing financial conditions and creditworthiness, emphasizing your ability to work with loan data and credit bureaus as described by First United Bank.
Focus on showcasing your skills in preparing credit memos, spreadsheets, and reports, as well as your proficiency in financial analysis, Excel, and commercial underwriting for both real estate and C&I loans.
Apply through multiple channels including First United Bank’s corporate careers page, LinkedIn, and other job boards to maximize your application visibility.
Connect with Credit or Commercial Lending team members at First United Bank on LinkedIn; start conversations by commenting on recent bank news or asking about their experience working on commercial loan portfolios.
Optimize your resume for ATS by incorporating keywords from the job description such as 'financial analysis,' 'credit memos,' 'commercial underwriting,' 'Excel skills,' and 'loan data analysis' to ensure it passes automated screenings.
Utilize Jennie Johnson’s Power Apply feature to automate tailoring your resume for ATS, identify multiple application portals, and find LinkedIn connections to network with, so you can spend more time preparing for interviews and less on application logistics.
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