Job summary
Job post source
This job is directly from PNC
Job overview
The Underwriter IV - Commercial at PNC is a senior role responsible for credit risk assessment and management within the Central Credit Products Group, impacting the company's lending decisions and portfolio health.
Responsibilities and impact
The role involves independently preparing and approving complex credit transactions, analyzing credit and collateral, managing assigned portfolios, coaching others, ensuring regulatory compliance, and making credit decisions.
Compensation and benefits
The position offers a base salary range of $65,000 to $138,000, incentive eligibility based on performance, and comprehensive benefits including medical, dental, vision, life insurance, disability protection, 401(k) with match, pension, stock purchase plans, paid time off, and wellness programs.
Experience and skills
Candidates typically need a bachelor's degree and 5+ years of relevant industry experience, with strong skills in credit analysis, risk assessment, decision making, and financial analysis; certifications are preferred but not required.
Career development
The job includes opportunities to lead special projects, mentor others, and potentially advance within the credit underwriting or risk management functions.
Work environment and culture
PNC promotes an inclusive, respectful, and customer-focused culture with emphasis on risk management and employee development, supporting remote work in approved locations.
Company information
PNC is a financial services company focused on delivering excellent customer experiences and fostering an inclusive workplace, with a strong reputation and comprehensive employee benefits.
Team overview
The candidate will join PNC's Central Credit Products Group, working remotely within a team that values expertise, collaboration, and mentoring.
Job location and travel
This is a remote position based in Texas, requiring a quiet, confidential home workspace approved by PNC; availability may vary by location.
Application process
Applicants should submit their applications within the typical two business day posting window starting 07/16/2025; accommodations are available upon request via email or phone.
Unique job features
The role offers elevated approval authority, autonomy, and the chance to serve as a subject matter expert and project leader within the underwriting department.
Company overview
PNC Financial Services Group, Inc. is a diversified financial services organization headquartered in Pittsburgh, Pennsylvania. The company provides retail and business banking, residential mortgage banking, specialized services for corporations and government entities, and asset management. PNC generates revenue through interest income from loans, fees for services, and investment management. Founded in 1845, PNC has grown significantly through strategic acquisitions, including the purchase of National City Corporation in 2008, which expanded its footprint in the Midwest.
How to land this job
Position your resume to emphasize your autonomy in underwriting complex commercial transactions and your ability to exercise elevated approval authority, reflecting the seniority of the Underwriter IV role at PNC.
Highlight your skills in credit risk assessment, financial analysis, and decision-making, especially your experience preparing credit offerings and managing portfolios, as these are core to the position.
Apply through multiple platforms including PNC's corporate careers site and LinkedIn to maximize your visibility and ensure your application reaches the right talent acquisition teams.
Connect with current employees in PNC's Central Credit Products Group on LinkedIn; start conversations by referencing recent company initiatives in credit risk management or asking about the team's approach to complex underwriting challenges.
Optimize your resume for ATS by incorporating keywords from the job description such as 'credit decisions,' 'risk assessments,' 'financial analysis,' 'portfolio management,' and 'regulatory compliance' to increase your chances of passing automated screenings.
Utilize Jennie Johnson's Power Apply feature to automate the application process across multiple sites, tailor your resume with relevant keywords, and identify LinkedIn contacts for networking, allowing you to focus more effectively on interview preparation and skill development.
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