Santander Bank, N.A.

Jr. Credit Risk Analyst

MIAMI, FLPosted 22 days ago

Job summary

  • Job post source

    This job is directly from Santander Bank, N.A.

  • Job overview

    The Jr. Credit Risk Analyst role involves preparing credit proposals and collaborating with various departments to support credit monitoring and risk management efforts.

  • Responsibilities and impact

    Daily responsibilities include meeting with relationship analysts, preparing credit proposals, reviewing credit documentation, assisting in credit monitoring, and participating in projects focused on process automation.

  • Compensation and benefits

    The salary for this position ranges from $63,000 to $90,000 per year, with variations based on skills and experience.

  • Experience and skills

    A Bachelor's degree is required, along with 0-2 years of relevant experience, proficiency in Microsoft Excel, and excellent communication skills in English and Spanish.

  • Career development

    The position offers training and mentorship opportunities to enhance skills in credit analysis and risk management.

  • Work environment and culture

    The work environment is fast-paced, requiring the ability to multitask and collaborate with various departments.

  • Company information

    Santander Bank, N.A. is part of Banco Santander International, focusing on financial services and risk management.

  • Team overview

    The Jr. Credit Risk Analyst will work closely with the Credit Risk Director and various teams including Marketing, Operations, and Compliance.

  • Job location and travel

    The position is located in Miami, Florida, with some physical requirements for meeting setups.

  • Unique job features

    The role includes training in financial derivatives and opportunities to participate in innovative projects related to credit risk management.

Company overview

Santander Bank, N.A. is a subsidiary of the Spanish Santander Group, offering a wide range of financial services including retail banking, mortgages, corporate banking, and wealth management. The bank generates revenue through interest on loans, fees for services, and investment products. Established in 1857, Santander has grown through strategic acquisitions and a focus on digital transformation, making it one of the leading banks in the northeastern United States. The company emphasizes customer-centric services and innovation in financial technology.

How to land this job

  • Tailor your resume to emphasize your analytical skills, proficiency in Microsoft Excel, and ability to collaborate with various departments, as these are key for the Jr. Credit Risk Analyst role at Santander Bank, N.A.

  • Highlight your experience with credit proposals, credit monitoring, and any relevant coursework or projects that demonstrate your understanding of financial products and risk management.

  • Apply through multiple platforms, including Santander Bank's corporate site and LinkedIn, to maximize your chances of being noticed for this position.

  • Connect with professionals in the risk management division at Santander Bank, N.A. on LinkedIn, and consider ice breakers such as discussing your interest in credit risk analysis or asking about their experiences within the company.

  • Optimize your resume for ATS by incorporating relevant keywords from the job description, such as 'credit proposals,' 'credit monitoring,' and 'financial derivatives,' to ensure it passes initial screenings.

  • Utilize Jennie Johnson's Power Apply feature to streamline your application process, allowing you to focus your efforts on networking and preparing for interviews.

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