Job summary
Job post source
This job is directly from Citi
Job overview
The Mortgage Lending Officer at Citi is responsible for originating high-quality residential real estate loans, providing superior service to clients and referral partners, and supporting the Retail Mortgage business.
Responsibilities and impact
The role involves consulting with customers on their financial needs, analyzing financial information to recommend lending solutions, promoting Citi's mortgage products, collaborating with internal teams and external referral sources, ensuring timely loan processing and closing, and maintaining compliance with industry regulations.
Compensation and benefits
The salary range is $60,000 to $175,000 with additional discretionary and formulaic incentives, and benefits include medical, dental, vision coverage, 401(k), insurance, wellness programs, and paid time off.
Experience and skills
Candidates need 2-5 years of relevant experience, 3+ years in mortgage sales, residential mortgage experience, an established book of business, and knowledge of lending laws; FHA/VA experience is preferred.
Work environment and culture
Citi promotes diversity, inclusion, and equal opportunity, with a focus on ethical behavior and compliance, offering a supportive and professional work environment.
Company information
Citi is a leading global financial services company with a broad range of financial products and services, operating in over 160 countries with 200 million customer accounts.
Job location and travel
The position is located in Boca Raton, Florida, United States, with potential client visits outside the office based on market conditions.
Application process
Applicants must register as a mortgage loan originator with the Nationwide Mortgage Licensing System and Registry before engaging in loan activities; the posting closes on July 23, 2025.
Unique job features
This role uniquely combines direct client engagement, extensive collaboration with internal and external partners, and compliance responsibilities within a major global financial institution.
Company overview
Citigroup Inc., commonly known as Citi, is a leading global financial services company headquartered in New York City. It provides a broad range of financial products and services, including consumer banking, credit, corporate and investment banking, securities brokerage, and wealth management. Citi makes money primarily through interest income from loans and credit cards, fees from banking services, and trading and investment activities. Founded in 1812, Citi has a rich history marked by significant mergers, including the 1998 merger with Travelers Group, which expanded its financial services footprint.
How to land this job
Position your resume to highlight your mortgage sales experience, emphasizing your knowledge of FHA/VA and conventional loans, and your ability to build and manage client relationships effectively within the residential mortgage industry.
Focus on demonstrating your skills in customer consultation, financial analysis, and your ability to recommend lending solutions that align with clients' financial goals and risk tolerance, as these are key responsibilities in this role.
Apply through multiple channels including Citi's official corporate career site, LinkedIn, and other job boards where Citi posts this position to maximize your application visibility.
Connect on LinkedIn with current Mortgage Lending Officers or Retail Mortgage professionals at Citi, using ice breakers such as commenting on recent Citi mortgage initiatives or asking about their experience working with referral partners like real estate agents and builders.
Optimize your resume for ATS by incorporating keywords from the job description such as 'mortgage sales,' 'FHA/VA loans,' 'residential real estate loans,' 'customer consultation,' 'loan origination,' and 'compliance with lending regulations' to ensure your resume passes automated screenings.
Utilize Jennie Johnson's Power Apply feature to automate tailoring your resume, identify multiple application channels, and find relevant Citi contacts on LinkedIn, so you can focus your energy on networking and preparing for interviews.
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