Job summary
Job post source
This job is directly from Busey
Job overview
The Credit Analyst II at Busey provides timely and accurate credit analysis to support portfolio management and new business development, impacting the company's risk management and lending decisions.
Responsibilities and impact
The role involves financial statement analysis, risk assessment of credit extensions, file reviews, preparing credit approval memos, evaluating collateral and industry data, assisting with portfolio management, and supporting Commercial Relationship Managers with opportunity memos and loan policy knowledge.
Compensation and benefits
The salary range is $54,000 to $72,000 per year, with potential bonuses based on performance. Benefits include 401(k) match, profit sharing, stock purchase plan, paid time off, medical, dental, vision insurance, life insurance, disability coverage, wellness incentives, and employee assistance programs.
Experience and skills
Requires a Bachelor's degree in Business or Finance, 2-3 years of commercial credit experience, proficiency in Microsoft Office, strong communication skills, ability to prioritize and work independently, and knowledge of financial accounting.
Work environment and culture
Busey values a diverse and inclusive workplace committed to service excellence and equal opportunity employment, fostering a supportive and respectful work environment.
Company information
Busey is a financial institution that emphasizes service excellence, diversity, and inclusion, offering comprehensive banking services and competitive employee benefits.
Company overview
Busey is a financial services company that offers a range of banking, investment, and insurance services. They generate revenue through interest on loans, fees for financial services, and investment income. Founded in 1868, Busey has a long history of serving communities in Illinois, Missouri, Indiana, and Florida. The company is known for its strong customer service and community involvement, making it a reputable employer in the financial sector.
How to land this job
Position your resume to clearly demonstrate your proficiency in financial statement analysis, including spreading and calculating key ratios like Debt Service Coverage and Fixed Charge Coverage, as these are central to the Credit Analyst II role at Busey.
Highlight your experience with credit risk assessment using financial data such as cash flow, liquidity, profitability, and leverage, emphasizing your ability to minimize credit risk and support portfolio management.
Showcase your skills in preparing detailed credit memos and reports, including Commercial Credit Approval Requests, and your ability to communicate effectively with lending teams to discuss loan structures and missing information.
Apply through multiple platforms including Busey's official career site and LinkedIn to maximize your application visibility and ensure you are considered across all available channels.
Connect with current employees in Busey's Commercial Lending or Credit divisions on LinkedIn. Use ice breakers like commenting on recent company news, asking about their experience with Busey’s loan policy or nCino system, or inquiring how they approach credit analysis challenges.
Optimize your resume for ATS by including keywords from the job description such as 'financial statement spreading,' 'credit risk analysis,' 'portfolio management,' 'Commercial Credit Approval Request,' and 'Microsoft Office proficiency' to enhance your chances of passing automated screenings.
Jennie Johnson's Power Apply feature can automate applying through multiple channels, tailor your resume with the right keywords, and identify LinkedIn connections at Busey to network with, allowing you to focus your time on preparing for interviews and other job search activities.
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