Job summary
Job post source
This job is directly from Richmond American Homes
Job overview
The Quality Control Auditor at Richmond American Homes performs loan file audits within the mortgage company HomeAmerican Mortgage to ensure compliance with regulations and company policies, impacting loan quality and risk management.
Responsibilities and impact
The auditor reviews closed loan files using ACES software, verifies underwriting decisions against regulations and policies, identifies and reports risk findings, clears findings timely, completes re-verifications, and assists the Compliance Manager with audit reports and other tasks.
Compensation and benefits
The position offers a base salary of $55,000-65,000 with a year-end discretionary bonus, a comprehensive benefits package including medical, dental, vision, HSA/FSA, 401K, life and disability insurance, EAP, paid time off, discounted pet insurance, and home purchase discounts.
Experience and skills
Requires a high school diploma or equivalent, minimum 3 years of experience in mortgage banking processing or quality control, knowledge of mortgage underwriting principles and federal regulations, analytical problem-solving skills, and proficiency in Microsoft Office Suite.
Work environment and culture
The company promotes a positive, collaborative team culture with a focus on professionalism, teamwork, health and wellness, work-life balance, and offers fun team-building activities and social events.
Company information
Richmond American Homes, part of MDC Holdings and Sekisui House, is a well-established homebuilder with over 45 years of experience and 250,000+ homes built, backed by a global leader in homebuilding with a 60+ year history and 2.6 million homes.
Application process
Applicants are encouraged to visit the company website for more information and to apply; specific application steps are not detailed.
Unique job features
The role involves using specialized loan auditing software (ACES) and working within a mortgage quality assurance program, offering a unique opportunity to impact loan quality and compliance in a major homebuilding company.
Company overview
Richmond American Homes is a prominent homebuilder in the United States, specializing in constructing single-family homes across various states. They generate revenue by selling these newly built homes to individual buyers, often offering customizable options to cater to diverse customer preferences. Established in 1977, the company is a subsidiary of M.D.C. Holdings, Inc., and has built a reputation for quality craftsmanship and personalized home designs. Key historical milestones include their expansion into multiple states and consistent ranking among the top homebuilders in the nation.
How to land this job
Position your resume to highlight your experience with mortgage loan file audits, especially your familiarity with underwriting principles, federal regulations, and investor/GSE guidelines, showcasing your attention to detail and accuracy.
Emphasize your proficiency with loan auditing software like ACES and your ability to identify, report, and resolve risk-based findings efficiently within deadlines.
Demonstrate your organizational skills and experience supporting compliance teams, including assisting with audit reports and quality control program tasks.
Apply through Richmond American Homes’ official corporate career site as well as LinkedIn and other job boards where the position is listed to maximize your application visibility.
Connect with current employees in the HomeAmerican Mortgage or Quality Assurance departments on LinkedIn; start conversations by complimenting recent company initiatives, asking about team culture, or inquiring about key qualities for success in the quality control auditor role.
Optimize your resume for ATS by incorporating keywords from the job description such as 'loan file audits,' 'mortgage underwriting,' 'ACES software,' 'compliance,' and 'risk-based findings' to ensure your resume passes initial screenings.
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