Job summary
Job post source
This job is directly from Lumina Financial Solutions
Job overview
The Field Underwriter position at Lumina Financial Solutions involves mentoring and building a sales team to sell simplified life insurance products, impacting the company's growth and client outreach.
Responsibilities and impact
The role requires contacting warm leads, setting appointments via phone or Zoom, assisting clients with insurance applications, and participating in training and mentorship to achieve sales goals.
Compensation and benefits
Compensation is commission-based, averaging $450 to $650 per application, with full-time underwriters writing about 5 applications weekly; there is potential for passive income up to $500,000 annually and additional bonuses with uncapped growth potential.
Experience and skills
No prior experience is necessary; candidates should be confident, ambitious, goal-oriented, self-motivated, coachable, and committed to consistent performance with a growth mindset.
Career development
The company offers online training from top sales reps, one-on-one mentorship, events, and opportunities for promotion every two to three months, supporting career growth from personal producer to agency owner.
Work environment and culture
Lumina Financial Solutions fosters a people and tech-driven culture emphasizing entrepreneurship, financial independence, and innovation in insurance sales with a supportive and growth-oriented environment.
Company information
Lumina Financial Solutions is a disruptive insurance agency using a virtual sales platform and a proven system with top carriers like Foresters and Mutual Of Omaha, focusing on mortgage protection, final expense, annuities, and life insurance products.
Job location and travel
The position is remote within the United States; candidates must be US-based as work visas are not provided.
Application process
Applicants are encouraged to watch informational videos and can schedule an interview via a provided link; only US residents should apply.
Unique job features
The job features a virtual sales platform, warm leads, a top tool kit, a monthly bonus program, and an entrepreneurial model combining technology and people for lucrative insurance sales.
Company overview
Lumina Financial Solutions is a global financial services firm specializing in wealth management, investment banking, and asset management. The company generates revenue through advisory fees, trading commissions, and asset management services. Founded in 1998, Lumina has grown through strategic acquisitions and a strong focus on technological innovation to enhance client services. Notably, Lumina played a crucial role in the financial recovery efforts following the 2008 economic crisis, establishing itself as a resilient and forward-thinking institution in the financial sector.
How to land this job
Position your resume to highlight your confidence, ambition, goal-orientation, and self-motivation, aligning with Lumina Financial Solutions' focus on driven individuals who can build and mentor a team.
Emphasize any experience or skills related to sales, client communication, appointment setting, and working with leads, even if informal, as the role centers on selling insurance policies through phone or virtual meetings.
Apply through multiple channels including Lumina Financial Solutions' corporate website, LinkedIn job postings, and any other platforms where the Field Underwriter position is listed to maximize your application reach.
Connect with current Field Underwriters or team leaders at Lumina Financial Solutions on LinkedIn; break the ice by referencing their recent posts about sales success, asking about the company culture, or inquiring how they handle warm leads effectively.
Optimize your resume for ATS by incorporating keywords from the job description such as 'field underwriter,' 'sales,' 'client communication,' 'team building,' 'mortgage protection,' and 'virtual sales platform' to ensure it passes automated screenings.
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