BMO U.S.

Financial Analyst Commercial Real Estate

NEWPORT BEACH, CAPosted 17 days ago

Job summary

  • Job post source

    This job is directly from BMO U.S.

  • Job overview

    The Financial Analyst Commercial Real Estate role at BMO U.S. supports lending decisions by analyzing credit information and assessing financial risk to facilitate sound credit-granting for the bank.

  • Responsibilities and impact

    The analyst independently manages client satisfaction, analyzes client capital and credit risk, provides financial analysis and credit recommendations, partners with stakeholders for client information, negotiates loan terms, and adheres to internal credit policies to minimize risk.

  • Compensation and benefits

    The salary range is $54,000 to $99,600, with potential commissions, performance incentives, bonuses, health insurance, tuition reimbursement, life and accident insurance, and retirement plans offered by BMO.

  • Experience and skills

    Candidates need 2 to 3 years of financial analysis experience, strong quantitative and credit analysis skills, proficiency in Microsoft Office, good communication and interpersonal skills, and a basic understanding of risk management; commercial real estate experience is preferred.

  • Career development

    BMO offers in-depth training, coaching, manager support, and network-building opportunities to help employees grow their skills and advance their careers.

  • Work environment and culture

    BMO values diversity, inclusion, and equal opportunity, fostering a supportive environment where employees are respected, heard, and encouraged to make an impact.

  • Company information

    BMO U.S. is part of BMO Financial Group, focused on creating positive change and economic growth through innovation and collaboration globally.

  • Application process

    Applicants should apply directly to BMO as unsolicited resumes from recruiters are not accepted without a valid agency agreement; accommodations for disabilities are available upon request.

  • Unique job features

    The role involves independent decision-making in credit analysis with a focus on commercial real estate, offering a client-service environment and opportunities to influence lending strategies.

Company overview

BMO U.S. is the American division of the Bank of Montreal (BMO), a leading North American financial services provider. They offer a wide range of banking products and services, including personal and commercial banking, wealth management, and investment banking. BMO U.S. generates revenue through interest on loans, fees for financial services, and investment income. The company has a significant history, having been established in 1817, and has grown through strategic acquisitions and expansions in the U.S. market.

How to land this job

  • Position your resume to highlight your financial analysis skills, especially your ability to assess credit risk and make lending decisions independently, as this aligns directly with BMO U.S.'s needs for the Financial Analyst Commercial Real Estate role.

  • Emphasize your experience in client service, problem-solving, and your ability to collaborate with internal stakeholders, showcasing your strong communication and interpersonal skills that are critical for this position.

  • Apply through multiple platforms including BMO U.S.'s official careers page, LinkedIn, and other reputable job boards to maximize your chances of being noticed for this role.

  • Connect with professionals in BMO U.S.'s Commercial Real Estate or Credit Analysis divisions on LinkedIn; use ice breakers such as commenting on recent BMO initiatives in commercial lending or asking for insights about the team culture and growth opportunities.

  • Optimize your resume for ATS by incorporating keywords from the job description like 'credit risk assessment,' 'financial analysis,' 'client service,' 'portfolio monitoring,' and 'commercial real estate,' ensuring your resume passes automated screenings.

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