Job summary
Job post source
This job is directly from Jefferson Bank
Job overview
The Credit Analyst I role involves analyzing and communicating information on loans to identify credit risks and providing underwriting support to the commercial lending function.
Responsibilities and impact
Daily responsibilities include analyzing financial information, preparing credit approval requests, assisting loan officers, and attending meetings with customers and management.
Experience and skills
Candidates should have a Bachelor's Degree in Business, preferably with a Finance or Accounting major, and familiarity with financial statement analysis; one to two years of experience in a bank's credit department is preferred.
Company information
Jefferson Bank is an Equal Employment Opportunity employer and an Affirmative Action Employer, focusing on diversity and inclusion.
Company overview
Jefferson Bank is a financial institution that provides a wide range of banking services including personal and business banking, loans, mortgages, and investment services. The bank generates revenue primarily through interest on loans, fees for services, and investment income. Founded in the mid-20th century, Jefferson Bank has established itself as a community-focused bank with a strong emphasis on customer service and local engagement. Over the years, it has expanded its offerings to include digital banking solutions, reflecting its commitment to innovation and adapting to changing consumer needs.
How to land this job
Tailor your resume to emphasize your analytical skills, experience with financial statements, and familiarity with cash flow analysis, which are critical for the Credit Analyst I role at Jefferson Bank.
Highlight your proficiency in Microsoft Office, particularly Excel, as well as any relevant experience in preparing credit approval requests and financial spreadsheets to align with the job duties.
Apply through various platforms, including Jefferson Bank's corporate career site and LinkedIn, to maximize your chances of being noticed for this position.
Connect with professionals in the credit department at Jefferson Bank on LinkedIn to express your interest in the role and gather insights about the team culture and expectations.
When reaching out, consider ice breakers like asking for advice on succeeding in the credit analysis field or mentioning a recent trend in banking that interests you.
Optimize your resume for ATS by incorporating keywords from the job description such as 'creditworthiness,' 'financial analysis,' and 'cash flow analysis' to ensure it passes initial screenings.
Utilizing Jennie Johnson's Power Apply feature can simplify this process, allowing you to focus on networking and preparing for interviews while it handles resume optimization and application submissions.
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