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The Tennessee Housing Development Agency (THDA) is a state agency focused on promoting affordable housing opportunities in Tennessee. It generates revenue primarily through the issuance of mortgage revenue bonds, which fund home loans for low and moderate-income individuals. Established in 1973, THDA has played a crucial role in addressing housing needs and supporting community development across the state. The agency also administers various federal and state housing programs, providing rental assistance, homebuyer education, and housing preservation initiatives to enhance the quality of life for Tennessee residents.

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