Fico

FICO, or Fair Isaac Corporation, is a data analytics company primarily known for its credit scoring services, which are widely used by financial institutions to assess consumer credit risk. Founded in 1956, FICO has expanded its offerings to include predictive analytics and decision management systems, helping businesses automate and improve their decision-making processes. The company generates revenue through software sales, professional services, and recurring fees from its scoring and analytics solutions. Notably, the FICO Score has become a standard measure of creditworthiness in the United States and is used in over 90% of lending decisions.

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