Sofi

SoFi, or Social Finance Inc., is a fintech company that provides a range of financial products and services including student and personal loans, mortgages, investment options, and banking services. They generate revenue through interest on loans, transaction fees, and investment management fees. Founded in 2011, SoFi initially focused on student loan refinancing but has since expanded its offerings to become a comprehensive financial platform. Key milestones include its 2021 IPO via a SPAC merger and acquiring a national bank charter in 2022.

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